Umbrella Insurance

As a business owner, you need to think ahead to anticipate what might affect your business in the future.  Today, lawsuits can be filed for almost any reason: auto accidents, slips and falls and dog bites.  Businesses get sued because they failed to meet terms of contracts.  Umbrella insurance, also known as Excess Liability coverage, protects you from judgments against you for many of your activities. 

Umbrella insurance can provide:

  • Coverage for losses that exceed the coverage under primary insurance coverage
  • Extra liability coverage to help protect  you from claims not covered by your auto or general liability policies
  • Coverage for claims such as slander, libel and defamation of character
  • Coverage for defense costs, attorney fees and other charges associated with lawsuits

Umbrella policies can provide a safety net for your businesses and should be considered a critical part of any insurance program. Contact us today to learn more.

I’ve worked with WGIS for over 24 years because of the excellent service they provide. Insurance can be confusing, but WGIS instills confidence in what they do.  I know I can go to them to get questions answered in a very professional, timely and friendly way. They worked hard to find a solution for our needs—one that has worked well with our business and saved us money. It helps to have people to go to who you can trust – I don’t know what I’d do without Western Growers!

Mary Esteves
HR Administrator, Stewart and Jasper
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